Terms and Conditions

Website Terms of use

About this web site

This website www.halleyilmaz.com and other related websites for which it is a portal (“the Site”) is operated by  Halle Yilmaz on behalf of  HQ Group and its related businesses ( HQ Financial Solutions & HQ Business Consulting). Your access to the Site is subject to the terms and conditions set out in this notice, the Privacy Policy , notices, disclaimers and any other terms and conditions or other statements contained on the Site (referred to collectively as “the Terms and Conditions”). By using the Site, you agree to the Terms and Conditions.

Financial Advice related product information

Financial Advice related product information of the site is for the use of persons in Australia only. References to currency are in Australian dollars. These products and services are generally not available to non-Australian residents because they may not comply with non-Australian laws.

Because the information in the Site is general in nature, it may not be relevant to your individual circumstances. Before making any investment, insurance or financial planning decisions, you should consult a professional adviser, who can help you decide whether your decision is appropriate for you.

Any general information related to financial advice on the Site is provided by the financial adviser – Halle Yilmaz, founder and director of HQ Financial Solutions ABN 51 766 719 800, which is an authorised representative of Lifespan Financial Planning Pty Ltd ABN 23 065 921 735, AFSL No 229892.

Business Consulting related products and services information

Material on this web site is in nature general information about HQ Business Consulting products and services. Unless expressly stated otherwise, this information:

  • does not constitute an offer or inducement to enter into a legally binding contract; and
  • does not form part of the terms and conditions for HQ Business Consulting products and services.

For further information about a particular product or service, please contact us to make an appointment with our advisers and consultants.


While we make every effort to ensure that information in the Site is correct, but we do not warrant the accuracy, adequacy or completeness of Material on this web site. All information is subject to change without notice.

Limitation of liability

Halle Yilmaz and its businesses has reasonable grounds for any opinion or recommendation found on the Site, at the date the relevant part of the Site was last updated. However, HQ Financial Solutions, its licence – Lifespan Financial Planning Pty Ltd, HQ Business Consulting and its directors, employees and agents are not liable for any loss or damage incurred by any person as a result of any error in any information, opinion or recommendation in the Site (whether due to the negligence of our business or its directors, employees, or otherwise).

Nothing in the Site is, or should be taken as, an offer; invitation or recommendation to meet your personal needs. Halle Yilmaz recommends that you seek independent advice before acting upon Material on this web site or Third-Party Material. While we regularly update our virus protection software, we cannot ensure against virus (malicious) attacks on the Site or that access to the Web Site or Third-Party Web Sites will be uninterrupted. It is your responsibility to ensure that any downloads made from the Site and emails received in your system are scanned for viruses.

The Site may contain links to other websites operated by unrelated third parties (Third Party Sites). Halle Yilmaz and its businesses do not endorse or approve the operators of such websites or the information contained in them. Halle Yilmaz & the HQ Group makes no warranties about any information, products or services available on Third Party Sites, and is not responsible for any content of Third-Party Sites accessed via the Site.

Copyright and trademarks

Copyright in the Material on this Web Site is owned by Halle Yilmaz and its businesses. The Site also contains a number of trademarks, logos and symbols which are either owned by the HQ Group (HQ Financial Solutions & HQ Business Consulting) or used with the permission of the owners.

Except where necessary for viewing the Material on this web site on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no Material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without prior written consent of Halle Yilmaz (the founder and director of HQ Financial Solutions and HQ Business Consulting).

Halle Yilmaz and its businesses will not be responsible for any loss or damage arising from any of the above acts, which are not authorised, by Halle Yilmaz and its businesses.

Acceptance and Changes to Terms of Use

You acknowledge and accept that your use of www.halleyilmaz.com Web Site indicates your acceptance of these Terms of Use and the Privacy and Security Statement.

These are the current Terms of Use. The HQ Group may at any time vary the Terms of Use by publishing the varied Terms of Use on www.halleyilmaz.com Web Site. The revised Terms and Conditions will be published on the Site without other notice to you.

You accept that by doing this, Halle Yilmaz & the HQ Group has provided you with sufficient notice of the variation Group reserves any rights not expressly granted in these Terms of Use.