Terms and Conditions
About this web site
Financial Advice related product information
Financial Advice related product information of the site is for the use of persons in Australia only. References to currency are in Australian dollars. These products and services are generally not available to non-Australian residents because they may not comply with non-Australian laws.
Because the information in the Site is general in nature, it may not be relevant to your individual circumstances. Before making any investment, insurance or financial planning decisions, you should consult a professional adviser, who can help you decide whether your decision is appropriate for you.
Any general information related to financial advice on the Site is provided by the financial adviser – Halle Yilmaz, founder and director of HQ Financial Solutions ABN 51 766 719 800, which is an authorised representative of Guardianfp Ltd trading as Guardian Advice ABN 40 003 677 334, AFSL & ACL No 237641.
Business Consulting related products and services information
Material on this web site is in nature general information about HQ Business Consulting products and services. Unless expressly stated otherwise, this information:
- does not constitute an offer or inducement to enter into a legally binding contract; and
- does not form part of the terms and conditions for HQ Business Consulting products and services.
For further information about a particular product or service, please contact us to make an appointment with our advisers and consultants.
While we make every effort to ensure that information in the Site is correct, but we do not warrant the accuracy, adequacy or completeness of Material on this web site. All information is subject to change without notice.
Limitation of liability
Halle Yilmaz and its businesses has reasonable grounds for any opinion or recommendation found on the Site, at the date the relevant part of the Site was last updated. However, HQ Financial Solutions, its licence – Guardian Advice,HQ Business Consulting and its directors, employeesand agents are not liable for any loss or damage incurred by any person as a result of any error in any information, opinion or recommendation in the Site (whether due to the negligence of our business or its directors, employees, or otherwise).
Nothing in the Site is, or should be taken as, an offer; invitation or recommendation to meet your personal needs.Halle Yilmaz recommends that you seek independent advice before acting upon Material on this web site or Third Party Material. While we regularly update our virus protection software, we cannot ensure against virus (malicious) attacks on the Site or that access to the Web Site or Third Party Web Sites will be uninterrupted.It is your responsibility to ensure that any downloads made from the Site and emails received in your system are scanned for viruses.
The Site may contain links to other websites operated by unrelated third parties (Third Party Sites). Halle Yilmaz and its businesses do not endorse or approve the operators of such websites or the information contained in them. Halle Yilmaz & the HQ Group makes no warranties about any information, products or services available on Third Party Sites, and is not responsible for any content of Third Party Sites accessed via the Site.
Copyright and trademarks
Copyright in the Material on this Web Site is owned by Halle Yilmaz and its businesses. The Site also contains a number of trademarks, logos and symbols which are either owned by the HQ Group (HQ Financial Solutions & HQ Business Consulting) or used with the permission of the owners.
Halle Yilmaz and its businesses will not be responsible for any loss or damage arising from any of the above acts, which are not authorised, by Halle Yilmaz and its businesses.